Think of us as your insurance belayer

We specialize in hybrid life insurance plans that advance the death benefit for qualified long term care expenses.

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Direct cash payments

Paid to you for long term care expenses, or to your beneficiary in case of death

Custom plan designs

For you and your spouse. Premiums based on age so your never to young to enroll

Peace of mind that we have your back

Hybrid life guarantees a benefit payment, either for long term care or as life insurance

Protect your assets with
Hybrid Life / Long Term Insurance

Direct cash paid when 2 of 6 Activities of Daily Living (ADL’s) cannot be performed: *
  • Transferring (in and out of bed)
  • Bathing
  • Feeding
  • Toileting (without assistance)
  • Dressing
  • Continence (bladder control)